International Resort Spa Management Essay Example

International Resort Spa Management Essay Example International Resort Spa Management Essay International Resort Spa Management Essay 1.0 Introduction The Hilton hotel is a worldwide international hotel, the hotel chain markets in the luxury segment with over 3,800 resorts and hotels around the world. (HiltonHotelWorldwide, 2012) In 1925 Conrad N. Hilton opened the first Hilton hotel, following on from his guidance, commitment and motivation today, the Hilton Brand is one of the appreciated names today continuing on from 1927 Conrad had already expanded the Hilton brand to Waco, Dallas and Abilene at the time Texas finest hotels (HiltonHotelWorldwide, 2012). Around the 1940s Hilton began to spread to New York with the purchase of the Roosevelt and Plaza Hotel the success lead to Hilton to become one of the first coast to coast hotel groups in the United States. The successes of Conrad Hilton lead him to appear on the cover of Time magazine and he was also the first hotelier to achieve acknowledgment and in the 1960s appeared on Cover again (HiltonHotelWorldwide, 2012) after the death of Conrad the brand awareness of Hilton Hotels continued to grow and introduce a number of programs for its loyal customers, the program was called Hilton HHonors, this program allowed customers to gain member points and air miles points. In 1995 Hilton Hotel launched its first website giving the access to customer to make hotel bookings and access special offers. In today’s society the Hilton Hotel has become a global success expanding to countries around the world. This report will critically analyse how the Hilton uses its value chain to build up its customer loyalty. 2.0 Market Segmentation The process of Market Segmentation is defined by Kotler (2005) â€Å"Diving a market into distinct groups of buyers with different needs, characteristics or behaviour, who might require separate products or marketing mixes† It’s important that the Hilton divided their chosen segments into different groups of buyers, since the Hilton is a worldwide there will be a number of buyers who require unique wants and needs. The majority of the Hilton market is luxury segments meaning that they will require and except a high level of service. 2.1 Demographic Segmentation The Demographic market segment is based on the different factors in relation to family size, age, sex, family life cycle and income, this particular segment relates with the popular bases of customers wants and needs relating to personality and behaviour (Kotler, 2005) the Hilton hotel segment realise in the luxury segment offering customer luxury goods and services. 2.1.1 Income Segmentation The process of this segment divides groups into income segments in order to relate with products and service benefit the specific income group. The Hilton Hotel benefit from a range of hotel brands to benefit particular customer wants and needs. Hilton Hotels provide 10 different hotel brands such as Conrad Hotels and Resorts, Hilton Hotel and Resorts, Hilton Garden Inn and Hilton Grand Vacations; they range from Luxury to standard hospitality with the range of different brands and services, Hilton are able to offer customers to choose particular services which benefits their wants and needs. In able for Hilton to range their customer’s income to a particular hotel they will need to follow the socio-economic groups. 2.1.2 Socio-economic group The method allows to divided up markets in order to range in different status groups, this method will benefit a role on which product and service can be sold to which specific customer. The groups are spilt into 6 sections based on occupation then represented with the following letters A, B, C1, C2, D and E. The Socio-Economic group defined by Monk (1978) cited by (Wedel and Antonio, 1999) A- Upper Middle Class (High Professional) B- Middle Class (Middle Professional) C1-Lower Middle Class (Supervisor) C2-Skilled Working Class- (Junior) D- Semiskilled and Unskilled Working Class E-Person at the lowest level of subsistence- (Pensioner, Widows) The Hilton currently attracts customer from status group A, B and C1 the Hilton offers more of a range of high quality products and services to customers with a high income and are willing to spend money on luxury goods. The Hilton hotel brand doesn’t attract and market the C2, D and E status groups a much higher income is need to stay in Hilton Hotels and to get the full experience of the products and services. 3.0 Customer Loyalty Loyalty schemes as known as Loyalty programs are defined as a way for rewarding customer behaviour or customer loyalty and a way to continue customer loyalty is encouraging repeat business. (Lawson-Body Limayem, 2004) There are a number of methods used to describe loyalty schemes including reward programmes, loyalty cards and point cards. It’s vital that hospitality firms keep the balance between their loyal and repeated customers. In order to keep a record of loyal customers many firms introduce loyalty schemes. Loyalty schemes are issued to customers based as a program to seek the relationship between the buyer and the brand. Lawson-Body Limayem (2004) evaluate customer loyalty â€Å"The development of loyalty involves building and sustaining a relationship with a customer, which leads to the repeated purchase of products and services over a given period of time† 3.1 Hilton HHonors Hilton HHonors is a loyalty scheme that offers customers exclusive membership benefits and services. Hilton HHonors allows customers to receive hotel points and airline points; customers will be able to stay in over 3,750 hotels in 84 different countries also benefits customers to receive hotel points from the other Hilton brands (HHonors1Hilton, 2012).Hilton HHonors offers their members more exclusive products and services than regular customer service benefits. Hilton HHonors benefits customers to access exclusive services in order for customers to have a pleasant and efficient stay Hilton HHonors allows customers to have the services they may require without the hassle of communicating with a member of staff. Hilton HHonors have the benefits of Expedited Check-In. This service benefits customers efficient checking by providing their HHonors account number this allows customers to have their credit card and room preferences on file allowing customers to check in quicker than previo us measures(HHonors1Hilton, 2012). Therefore the benefits for exclusive services can change the behaviour of the customer knowing the service they are receiving is benefiting their wants and needs its more likely to value from repeat business. 3.1.1 Membership Levels The loyalty from Hilton HHonors can lead to membership levels is particularly values customer benefits who regularly stay with Hilton more than a number of times, increases the chance of a higher membership status. This service is known as an Earn Elite, these statuses increase varying the number of stays, point’s value to the customer, a reasonable number of points can value to higher membership levels with much higher service opportunities including free wireless, room upgrades and health club privileges (HHonors1.Hilton, 2012) Membership levels range from blue being the lowest and diamond being the highest. The blue membership offers customers express late check-out, expedited check-in and HHonors Guest Manager, which is a service that allows customers to make special requirements during their stay. This blue membership benefits customers who want extra requirements based on their wants and needs. The diamond membership is focuses on customers who are willing to spend more for higher quality of services and products such as extra rewards points, complimentary high-speed internet access and executive lounge access among other Hilton brands (HHonors1.Hilton, 2012) 4.0 Hilton Hotel’s Policies and Strategies Hospitality firms such as the Hilton aim to improve their communication with customers at the highest possible standard in order to keep their returning customers and making sure that they are able to communicate with the message Hilton is offering. By following vital policies and strategies the Hilton Hotel can deliver to their customers offering outstanding products, services and experiences to customers. 4.1 Staff Training The Hilton Hotel have establish a range employment training programs to ensure the best and high quality customer service enabling that staff will offer to their customers. The Hilton Hotel is a luxury firm and wants to give their customers a luxury experience when staying at the Hilton, it’s important that hospitality firms need the right customer expectations to exceed the highest level of customer service. Esprit training is an employment development program which is proven to build up better and satisfied training for Hilton employees (HumanResourceManagementInternationalDigest,2004). The Esprit training allows employees to evaluate their experience and effectiveness of their training, then their employee is process on to an separate training record with includes assessments, records their technical and behavioural skills, once their 12 weeks is up employees will process onto their Esprit workshop which values the understanding of the Hilton core morals (HumanResourceManag ementInternationalDigest,2004).. Once their workshop is successfully finished, the employees become a member of the Esprit Club. Esprit shows that employees can successfully become more motivated and higher employee fulfilment benefiting to gain higher quality of customers service rather than benefiting from regularly employment training, leading to higher revenue and profits within the firm. 4.2 Hilton Hotel Global Policies The Hilton hotel follows understandable policies in order to improve the communication and procedures of customer satisfaction. The Hilton hotel provides a worldwide global policy in order to protect in improve their importance and safety of personal information. The Hilton hotel uses a wide source of communication techniques, 4.2.1 Internet sources The internet is one of the well-known methods for communicating with customers, especially regarding personal information. The use of online resources is used for collecting information from online bookings, surveys and collecting personal data. The Hilton use electronic delivery to send emails, promoting special offers and newsletters its aims to improve the use of information that can be communicated to customer efficiently and rapidly. Online methods are also used for delivering their products and services they offer online for customers to experience before they visit one of the Hilton Hotels. The Hilton website provides a variety of information that customers wish to access, therefore allows customers to gathering particular parts of information required for their wants and needs. The product and service offered on their Hilton may have influence customers to even attempt booking. 5.0 Hilton Hotel’s Value Chain The value chain benefits for the customers, employees, owners and shareholders (Duboff Huckestein,1999). Customers at the Hilton are very important. Since customer priorities and needs are forever changing customer satisfaction should be consider and observed at all time, Hilton ensure that feedback is provided at all time. This method allows monitoring and processing the improvements to requiring that customer’ expectations are met in order to service high quality service and delivering the highest possible standard for service. The Hilton should benefit from giving customers more importance than they anticipated, therefore increasing the benefits of loyalty customers and repeat business. Consider valuing new customers more the first time can increase the chances of word of mouth and repeat business as new customers mainly don’t receive high level of service the first time. With the encouragement of motivation and value to employees, employees are more likely to benef it to give customers a much higher level of customer service in order to increase the value. The value of the owners and shareholder value the Hilton by creating higher revenue and enhancing the property and value shares towards Hilton. 6.0 Conclusion In conclusion, the Hilton Hotel is able to provide and serve customers with the highest possible quality of service and the Hilton has shown that by being the number hospitality firm in the world. Customer loyalty is the number deliverance Hilton is providing to customers. HHonors enables to allow customers to stay at Hilton and ensuring that all requirements are met at its highest possible standard at all time. The Hilton is in a position where they are currently marketing to the Luxury market, as the luxury segment is known to be able to spend the considerable amount of expenditure to receive the highest amount of exceptional quality service, although offering a more standard quality of service however to enabling to serve high quality service. The Hilton to should offer value for money rooms for those customers who are looking for a benefit of high quality service at a lower value, therefore the Hilton will be targeting customers with all different requirements.

Make Baking Soda Stalactites and Stalagmites

Make Baking Soda Stalactites and Stalagmites Stalactites and stalagmites are large crystals which grow in caves. Stalactites grow down from the ceiling, while stalagmites grow up from the ground. The worlds largest stalagmite is 32.6 meters long, located in a cave in Slovakia. Make your own stalagmites and stalactites using baking soda. Its an easy, non-toxic crystal project. Your crystals wont be as big as the Slovakian stalagmite, but they will only take a week to form, instead of thousands of years! Baking Soda Stalactite Stalagmite Materials 2 glasses or jars1 plate or saucer1 Spoon2 Paper ClipsHot Tap WaterPiece of Yarn, about a meter longBaking Soda (Sodium Bicarbonate)Food Coloring (optional) If you dont have baking soda, but you can substitute a different crystal-growing ingredient, such as sugar or salt. If you want your crystals to be colored, add some food coloring to your solutions. You might even try adding two different colors to the different containers, just to see what you get. Grow Stalactites and Stalagmites Fold your yarn in half. Fold it in half again and twist it together tightly. My yarn is colored acrylic yarn, but ideally, you want a more porous natural material, such as cotton or wool. Uncolored yarn would be preferable if you are coloring your crystals, since many types of yarn bleed their colors when wet.Attach a paper clip to either end of your twisted yarn. The paper clip will be used to hold the ends of the yarn in your liquid while the crystals are growing.​Set a glass or jar on either side of a small plate.​Insert the ends of the yarn, with the paper clips, in the glasses. Position the glasses so that there is a slight dip (catenary) in the yarn over the plate.Make a saturated baking soda solution (or sugar or whatever). Do this by stirring baking soda into hot tap water until you get so much added that it stops dissolving. Add food coloring, if desired. Pour some of this saturated solution into each jar. You may wish to wet the string to start the stalagmite/ stalactite formation process. If you have leftover solution, keep it in a closed container and add it to the jars when needed. At first, you may need to keep an eye on your saucer and dump liquid back into one jar or another. If your solution is really concentrated, this will be less of a problem. Crystals will start to appear on the string in a couple of days, with stalactites growing down from the yarn toward the saucer in about a week and stalagmites growing up from the saucer toward the string somewhat later. If you need to add more solution to your jars, be sure that it is saturated, or else you will risk dissolving some of your present crystals. The crystals in the photos are my baking soda crystals after three days. As you can see, crystals will grow from the sides of the yarn before they develop stalactites. After this point, I started to get good downward growth, which eventually connected to the plate and grew up. Depending on the temperature and rate of evaporation, your crystals will take more or less time to develop.

Procter & Gamble Business Sphere Research Paper

Procter & Gamble Business Sphere - Research Paper Example The firm has 127,000 members of staff, in addition to, 300 trade names vended in 180 nations. P&G averages approximately 4 billion deals every day. Background: The initial project, initiated in the year 2010, is the Business capability course that provides executives forecasts concerning P&G promotion share and additional performance stats five to 12 months in prospects. At its central part is a sequence of analytic forms intended to expose what is happening in the trade currently, why it is transpiring, and what measures P&G could take. The â€Å"what† forms center on statistics for instance shipments, transactions, and market share. The â€Å"why† models emphasize sales figures down to the nation, region, product line, as well as store levels, and drivers for example, publicity and consumer expenditure, inspecting in the region- and nation-specific financial data. The â€Å"deeds† studies observe levers P&G can draw, for instance pricing, promotion, and merchandise mix, and offer approximations on what they convey. Hypothesis: By eliminating the holdup of physically gathering and collecting data, this copyright-pending business intelligence structure advances efficiency and collaboration, abridges work processes, lessens the judgment-making cycle period, and facilitates P&G to concentrate on innovating for the customer. 1.4. Objectives To concentrate businesses on exemptions and offer forward looking projections and scenarios by the employment of business capability analytic outlines. To present multifaceted information and data visually in business procedures, permitting leaders to perceive the data in a simpler manner, process the data speedily, and rapidly alter criticisms into deeds. Using technology to facilitate in bringing perspective to the information and make out chances for P&G by the employment of technology by GBS Analysts. To use the connection of analysts in planet see the similar commerce data in the identical way simultaneously, permitting them to join forces more efficiently. To offer business significance through one supply chain exemplar controlled supply cycle capability outline to assemble numerous information points, methodical, and exposures. This should consequence in a record decrease of 25 percent and should save enormous amounts of money. 1.5. Assumptions This copyright- pending incorporation of technology, visualization, and statistical aids heads to drill-down into statistics to get retorts in real-time. To respond to a set of queries, the course studies and joins in so far as 220 terabytes of data (matched to the degree of data stored in 200,000 editions of Encyclopedia Britannica), permitting for unprecedented granularity as well as customization. The manner data is tendered uncovers criticisms, drifts, and chances for the business heads and compels them to ask diversely and extremely concentrated on business queries. The visualization aids individuals to â€Å"make out† the statistics in manners they would not have had the capability to distinguish with merely figures and spreadsheets. It tests suppositions while concurrently presenting the statistics in dissimilar methods, enlightening potential resolutions that formerly might have not been clear.

Does The World We Have Offer Practical Ways to Protect the Earths Essay

Does The World We Have Offer Practical Ways to Protect the Earths Environment - Essay Example As a means of integrating understanding of this reality, as well as seeking to provide a handful of prescriptions for how this waste can be lessened, the following analysis will integrate with the issue itself, the global trends that are implemented within the current world, and a review of several key recycling programs that can be utilized not only as a means of reducing the solid waste that builds up throughout the nation’s landfills but also providing monetary incentives that are cost positive for inducing recycling. By such an analysis, the reader can come to the understanding of the profound importance that this has and the relevance to the fate of the environment. Even a cursory analysis of the issue promotes the understanding that the nature of the current world has created a situation through which the overall level of trade in the overall level of domestic and international shipping between great partners and individual consumers is unlikely to decrease anywhere in the near future. Conversely, it is reasonable to expect that within the near future trade and international shipping will only increase. As a result of this reality, it is neither realistic, nor profitable to the economy or the individual consumer, to place a level of restrictions upon the overall volume of trade it takes place from one part of the world/one part of the country to another. However, with this being said, placing certain restrictions upon the way in which packing material is represented throughout the market is a reasonable and viable approach. For instance, in the drive to reduce the amount of landfill mass that shipping packaging generates, one effective approac h that could be engaged would be to require any and all shipping operations that integrate with the economy of the world to initiate levels of standardization with regards to the type and content shipping containers/packaging that are utilized

Doric,Ionic, Corinthian Essay Example for Free

Doric,Ionic, Corinthian Essay Essay Prompt:Define and describe the three architectural orders of ancient Greece noting when and where they were used and how they reflected the changes in Greece from the Archaic through the Hellenistic Period. Ancient Greece has brought about many methods of art that we see in our everyday lives. Many artists today even try to mimic artists in ancient Greece, but often fail to do so. One of the most important aspects to come out of Greek art is the architecture, most notable the three architectural orders of ancient Greece, Doric, Ionic and Corinthian. Each components of this order has a system of inter dependable parts whose proportions are based upon mathematical ratios. The basic components of all three orders are the column and entablature. Although most people do not know this order, they see it in their everyday lives. The history behind this order may take a lifetime to fully understand. The Doric order has shafts that composed of drums seated on top of a stylobate. The shafts do not have bases in the Doric order like they do in the others. At the top of the shaft lies an echinus and abacus respectively and the combination of shafts, echinus and abacus make up a column. At the top of each column lies an entablature and at the top of each entablature lies a pediment. The Doric order was mainly used in Greek and Rome and was the earliest of the three orders. The Doric order came about in a definite form in 7th century B.C, but it was not widely used until the 19th century during the Greek Revival which was an architectural movement that took place between the end of the 18th century and the beginning of the 19th century. There are many buildings that use the doric order, but the most famous example is the Parthenon. Overall the Doric order in ancient Greece has been used for many centuries now and it has led to the creation of buildings such as the Parthenon. The Ionic order has a shaft that lies on top of a base and unlike the Doric order its shafts are not composed of drums. At the top of the shaft lies a capital and the combination of a base, shaft and capital make up a column of the ionic order. The column of an ionic order is approximately nine times the diameter of its base. Above the column lies a architrave, frieze, cornice and pediment respectively. The Ionic order came about in 6th century B.C in Ionia. The use of the Ionic order was most prominent during the Archaic Period (750-480 BCE). Many ancient Greek buildings have used the Ionic order, but the most famous one is the Temple of Diana in Ephesus. The Parthenon has elements of the ionic order, but it conforms mainly to the Doric order. Ultimately, the Ionic order is a historic creation and its structure is still used in many buildings today. The Corinthian order is a variation of the ionic order and was originally created for interiors, bit it was eventually used in exteriors as well. The Corinthian order has all the basic components of the Ionic order, but it does not have a pediment. The pediment is removed completely while the capital is composed of an astragal, leaf, acanthus, rosette and volute. Arriving in full development at the middle of 4th century B.C, the Corinthian order was not used too often by the Greeks. The Greeks mainly just used the Corinthian order for the interior. The oldest known Corinthian temple is the Temple of Apollo Epicurius. Although the Corinthian order was not used as prominently as the Doric or Ionic it is still an important order and has helped create many ancient Greek buildings. The Doric, Ionic and Corinthian order were important features to come out of Greek architecture and many buildings today use these orders. The basic components of these orders were a column and entablature, but each of the three orders had specific characteristics that set them apart from the others. The creation of these orders has led to the many great Greek buildings such as the Parthenon. These orders were important elements to come out of Greek art and will probably be used for centuries to come.

Dairy Products: An Important Source of Calcium Essay -- Exploratory E

Dairy Products: An Important Source of Calcium Out of the sources of calcium available, dairy products most aptly provide the necessary calcium with the least amount of side effects. Using dairy products as a calcium source cuts out the need to research which type of calcium is being supplied because all dairy products contain elemental calcium (Got Calcium?). A benefit of elemental calcium is an increased ability to gauge how much calcium is being absorbed (Calcium Supplemental Guidelines). This is because the elemental calcium in dairy products is more easily absorbed (Got Calcium?) Dairy products’ calcium is also less susceptible to complications with other ingested substances such as food or medications (National Osteoporosis Foundation). Removing these possible complications also removes some of the concern of short-term health risks associated with calcium. Studies have also indicated that elemental calcium does not increase some long-term health risks as calcium citrate or calcium carbonate (which are both fo und in calcium supplement pills) might (Harvard School of Public Health). All of these benefits make dairy products a safe and reasonable choice for supplying calcium needs. There are many types of calcium available, and with all of them a certain amount should be ingested each day. Though calcium requirements vary by age and gender, the average person needs about 1000 mg of calcium a day (Nutrition). This helps to keep up with bone growth and repair, and keep up with the loss of calcium through shed materials (National Osteoporosis Foundation). Without continually resupplying the body with calcium severe health problems can ensue (National Osteoporosis Foundation). This resupplying can be done usi... ...without an abundance of time to carefully watch calcium intake and calcium safety, dairy provides the best option. It is a reliable source that can be easily attained without much variation and will dependably be ingested. Works Cited Calcium Supplement Guidelines http://ag.arizona.edu/pubs/health/az1296.html Dietary Supplement Fact Sheet: Calcium http://ods.od.nih.gov Got Calcium? http://www.ext.nodak.edu/extpubs/yf/foods/fn587.pdf. Harvard School of Public Health http://www.hsph.harvard.edu/nutritionsource/calcium.html National Osteoporosis Foundation http://www.nof.org/prevention/calcium_supplements.html Perchlorate Material Safety Data Sheet http://msds.pdc.cornell.edu/msds/MSDSDOD/A264/M131746.htm#Section11 Tests on milk, lettuce find perchlorate is widespread http://www.sacbee.com/content/businass/story/1161626231p-1250598

Prosecuting Argument Essay

Prosecuting Argument Paper In presenting its case against, Mr. Stu Dent involving the deceased victim, Uma Opee, the prosecution intends to show the elements of crime are present in each of the charges lodged against the defendant, Stu Dents. Members of the team will provide a specific law for each charge which may be found in one of the following states; Indiana, Minnesota, and Texas. However, the prosecution team has decided that it will pursue this particular case in the great State of Texas, as it feels that it will receive a greater chance of achieving its goal of the severest punishment in the matter. Argument The prosecution’s argument is that the defendant is not only guilty of the charges brought against him in the matter of State v. Stu Dents but is liable as well because he knowingly and purposefully committed the crimes on the victim, Uma Opee. All three elements, mens rea, actus reus, and concurrence were present at the time. Mr. Dents was very detailed and meticulous in the manner in which he went about, as he penned in fulfilling his destiny in the journal found by officers in his home. This is considered premeditated. Probable cause has been established in connecting the defendant tothe crime through DNA testing. Officers found mor than 300 photographs stapled to a wall in a locked room located in the back of the defendant’s home. Three counts of possession will be sought for the MDMA also known as ecstasy, cocaine, and methamphetamine drugs found in the defendant’s home. Kidnapping as the victim was taken by force from her place of residence. Signs of cuts a nd bruises on the victim’s shows Uma put up a struggle. The victim’s hands and feet were tied with rope; particles of which were found in the victim’s home along with blood spots. The victim’s jewelry, specifically an inscribed ring, was found among the defendant’s possession. Lastly, the defendant intentionally assaulted a law enforcement officer when he punched Officer T. Chur in the face during his apprehension. Homicide Mr. Dents murdered the victim with malice and forethought. During the search of the defendant’s home, a journal was found. In the journal, Mr. Dents gives the details of how he purchased ropes, rags, and a sharp hunting knife. These items were purchased to fulfill the defendant’s destiny. The act of purchasing the supplies is premeditated and warrants the charge of capital murder. Capital murder is found under Sec. 19.03.of the Texas penal code. The part that applies to this case is section 19.02 (b) (1) along with number 2 of section 19.03. Section 19.03 number 2 of the Texas penal code (2011) states, â€Å"the person intentionally commits the murder in the course of committing or attempting to commit kidnapping, burglary, robbery, aggravated sexual assault, arson, obstruction or retaliation, or terroristic threat under Section 22.07(a)(1), (3), (4), (5), or (6).† Mr. Dents committed two of the offenses mentioned – kidnapping and burglary. Assault Moreover, on October 21st at 8:45 p.m., Stu Dents was arrested for numerous charges. One of which is the arrest by Officer T. Chur. Mr. Dents appeared agitated, irrational, and combative in his behavior. Mr. Dents then punched the officer while screaming obscenities. The defendant intentionally, knowingly or recklessly caused bodily injury to the victim. In the State of Minnesota there are no classifications for its felonies; they are instead broken into categories with punishments (StateLaws, n.d.). . In this matter, Mr. Dents assaulted a police officer which is a willful attempt or willful threat to inflict injury on another person. It may also include the act of intentionally frightening another person into fearing immediate bodily harm (Schmalleger, Hall, & Dolatowski, 2010, p.227). The victim was in fact a law enforcement officer on duty at the time of the offense. In the State of Minnesota 609.2231Assaul in the Fourth Degree. Subdivision 1. Peace officers. Whoever physically as saults a peace officer licensed under section 626.845, subdivision 1, when that officer is effecting a lawful arrest or executing any other duty imposed by law is guilty of a gross misdemeanor and may be sentenced to imprisonment for not more than one year or to payment of a fine of not more than $3,000, or both. If the assault inflicts demonstrable bodily harm or the person intentionally throws or otherwise transfers bodily fluids or feces at or onto the officer, the person is guilty of a felony and may be sentenced to imprisonment for not more than three years or to payment of a fine of not more than $6,000, or both (Revisor of Statutes, 2012). Stu Dents felt no obligation to be placed in hand cuffs, therefore acted out and inflicted bodily pain towards Officer T. Chur. Kidnapping Mr. Dents has been charged with kidnapping in the crimes committed against the victim, Uma Opee. Indiana Code (IC) 35-42-3-2 Version b Kidnapping Sec. 2 (b) A person who knowingly or intentionally removes another person, by fraud, enticement, force, or threat of force, from one place to another (Indiana Codes, n.d.). This a Class A Felony in the State of Indiana and carries penalty if convicted and a fine of up to $10,000 (Thomas, 2013). Some examples of a Class A felony include the following: Rape, Kidnapping, Child Molesting, Dealing in Cocaine, a Narcotic Drug of Methamphetamine in an amount over three (3) grams, and Armed Robbery resulting in injury. As we know, there was evidence of a struggle, blood spots, and particles from the rope found on the carpeting of the victim’s home. The coroner has determined that Uma bled to death from the stab wounds inflicted. Since, there were signs of bleeding in the victim’s home, yet her body was transported to another place whe re she was later discovered with her hands and feet bound; we are seeking a charge of kidnapping. Burglary Burglary is breaking or entering into a dwelling or structure with the intent to commit a crime. In the case of the State v. Stu Dents two eyewitnesses saw Mr. Stu Dent walks through the Broadway apartments to Ms. Uma Opee’s apartment 156, and goes inside. There were no signs of forced entry or if Mr. Stu Dent had a key. During an investigation of the defendant’s home, jewelry was found belonging to the victim. It was an inscribed ring with the victim’s name. The ring was later identified by coworkers as a ring the victim wore on a daily basis, including the day of her disappearance. The state of Indiana is charging Mr. Stu Dent with Burglary IC 35-43-2-1which is â€Å"a â€Å"class â€Å"B† Felony that carries a penalty upon conviction of a fixed term between six (6) and twenty (20) years in prison and a fine of up to $10,000.00 (Thomas, 2013)†. The State of Indiana will prosecute Mr. Stu Dent, because there is enough evidence in the case with the two witnesses and the evidence from the victim apartment to support the fact that Mr. Stu Dent was at the crime scene and involved in the crime. Possession of drugs When arrested, the defendant had no illegal drugs in his system. However, the illegal drugs found in the defendant’s possession are ecstasy, cocaine, and methamphetamine was found in the possessions of the defendant. Cocaine powder residue was found on the defendant’s coffee table in the defendant’s living room. This is a perfect place to bag the product. Ecstasy with a â€Å"thumbs-up† imprint was found under a table in the victim’s living room. The victim had no drugs in her system, and had completed court-ordered rehabilitation two months before her death. There is only one possible conclusion. Mr. Dent was in possession of said drugs. Possession or Delivery of Drug Paraphernalia (using or possessing with intent to use) [Tex. Health & Safety Code  § 481.125(a), (d)]. In the State of Texas it depends on the amount, weight and classification of the drugs in determining the sentence. Conclusion The prosecution is prepared to produce all the evidence in this case to show the jury that in the case of the State v. Stu Dent that Mr. Stu Dent is guilty of homicide, assault of a police officer, kidnapping, burglary, and crimes related to drugs. The prosecution will take this case step by step to show the jury all the elements are present for a conviction in this case. The actus reus shows in the evidence that Ms. Uma Opee the victim was repeatedly stabbed 13 times and tied up. The mens rea shows that there was a guilty mind and a criminal intent, because Mr. Stu Dent wall was completely covered with photographs of the victim in various locations and situations. It did not appear that the victim knew her picture was being taken. The police found over 300 photographs of the victim stapled to his wall. Insomuch, his journal detailed his first meeting with the victim up to the night she was murdered. The entries discussed purchasing rope, rags, and a sharp hunting knife. The prosecut ion will also show that Mr. Stu Dent assaulted a police officer, kidnapped, burglarized, and drugs were found in his apartment. We are seeking justice not only for the victim Ms. Uma Opee, but also her family. Mr. Stu Dent is being charged with five crimes and we are asking the jury to find him guilty on all counts. References Minnesota Statutes (2012). The Office of the Revisor of Statutes. Retrieved from: https://www.revisor.mn.gov/statutes/?id=609.2231 Penal Code Title 5, (2011) Offenses against the Person, Chapter 19; Criminal Homicide, Retrieved from: http://www.statutes.legis.state.tx.us/Docs/PE/htm/PE.19.htm on 9/11/2013 Punishment Range (2012) Penal Code Offenses. Retrieved from: https://www.oag.state.tx.us/AG_Publications/pdfs/penalcode.pdf on 9/11/2013 Thomas, R. G. (2013). Classes of offenses in Indiana. Retrieved from: http://www.defenselawyerindiana.com/levels.html Schmalleger, F., Hall, D. E., & Dolatowski, J. J. (2010). Criminal Law Today (4th ed.). Upper Saddle River, NJ: Prentice Hall State laws. Retrieved from: http://statelaws.net/Minnesota-Felony.php http://www.in.gov/legislative/ic/code/title35/ar42/ch3.html

Psychopathology And Traumas Essay

Abstract   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   This paper is a literature review of studies and discussions of the effect of various stressors to children, such as violence, sexual abuse, and trauma. There are also some articles that explain how the human brain processes and adapts to these various factors. The goal of all these articles is to understand and explain the relationships between different stressors in the way that a child’s brain develops. They presume that the brain is the organ responsible for causing different children from reacting differently to the various stressors in their childhood. There is also a discussion analyzing the relationship between the size of the hippocampus and exposure to stress. These articles provide valuable insight into a very important aspect of human life, specifically, coping with trauma.            The article of Friedrich, Fisher, Broughton, Houston and Shafran discussed sexual behavior in children, with the goal of understanding the relationship between sexual behavior and sexual abuse. The authors of this article believed that the existing literature had gathered limited knowledge on the topic of normative sexual behavior among children (Friedrich, Fisher, Broughton, Houston & Shafran, 1998).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   In order to achieve an understanding of normative childhood sexual behavior, the authors conducted a study of children between the ages two and twelve, whose sexual behaviors were rated by primary female caregivers, such as their parents and day care providers. The children were screened on whether they were sexually abused. The authors likewise used a 38-item scale called the Child Sexual Behavior Inventory, Third Version, to assess the children’s sexual behavior, the diversity of which could cover a wide range (Friedrich, Fisher, Broughton, Houston & Shafran, 1998).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   After the study, the authors found that the children exhibited a broad range of sexual behaviors, such as such as exhibitionistic behavior or excessive modesty. Sexual behaviors also had different frequencies, and these are influenced by the age groups of the children, as well as other factors, like maternal education, family stress and violence, and number of hours spent in day care (Friedrich, Fisher, Broughton, Houston & Shafran, 1998).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Specifically, the authors noted that â€Å"a review of the reported endorsement frequencies indicated that for each age and gender group, there are 1  to 5  items that at least 20% of the parents endorsed.† This led the authors to conclude that the behavior of the children could be considered development-related sexual behaviors, and not too far removed from the mean (Friedrich, Fisher, Broughton, Houston & Shafran, 1998, p. 3).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   On the other hand, the article by Ford and Kidd on Early Childhood Trauma and Disorders of Extreme Stress as Predictors of Treatment Outcome with Chronic Posttraumatic Stress Disorder (PTSD) sought to determine whether early childhood trauma could be considered as a predictor of the outcome of treatment for people with chronic posttraumatic stress disorder. This goal is influenced by studies showing the prevalence of early childhood trauma in cases of people with recurring PTSD (Ford & Kidd).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   A study with participants from patients in a PTSD live-in rehabilitation facility, who were exposed to trauma, was conducted. Most participants were classified as trauma-exposed since they came from war zone military duty. Others who did not show â€Å"pervasive avoidance and emotional numbing symptomatology† were considered people who had to trauma-related experience. Structured interviews were conducted to classify patients to determine their classification as a person with PTSD or Disorders of Extreme Stress Not Otherwise Specified (DESNOS). Participants were asked in interviews whether they were exposed to certain traumatic events, such as witnessing the death of a family member or experiencing sexual abuse. On the other hand, DESNOS was a good empirical basis for treatment planning of PTSD. DESNOS is considered a good instrument in assessing trauma and treatment planning for PSTD because it has been observed in previous studies that most war veterans with PTSD also had histories of DESNOS symptoms (Ford & Kidd).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   On a different aspect of trauma and its effect on children, Gilbertson, Shenton, Ciszewski, Kasai, Lasko, Orr and Pitman (2002), investigated the validity of the hypothesis that Smaller Hippocampal Volume Predicts Pathologic Vulnerability to Psychological Trauma and conducted a study to determine the relationship between the volume of the hippocampus and the tendency of a person to develop PTSD. The researchers’ hypothesis focused on the hippocampus of animals that the hippocampus gets damaged by severe stress and that humans with stress-related psychiatric conditions have smaller hippocampal volume. Hence, the researchers investigated whether the smaller hippocampal volume comes before or after a severely stressful event. If smaller hippocampal volume comes before the event, then it would mean that it is a preexisting condition of the person and not influenced by trauma, violence or stress. On the other hand, if the smaller hippocampal volume comes after the event, then it means that it is a result of the trauma caused by the experience (Gilbertson, Shenton, Ciszewski, Kasai, Lasko, Orr,   & Pitman, 2002).    Using a â€Å"case-control† design, Gilbertson, et al. conducted a study to analyze the the hippocampi volume of monozygotic twins. The twins have the same genetic makeup, which the researchers theorized any difference in the volumes of their hippocampi may be caused by external factors, such as stress. Thus, the study involved twins, where one is exposed to a traumatic event such as combat, and the other one is not exposed (Gilbertson et al, 2002). After comparison of images taken through magnetic resonance imaging (MRI), the researchers concluded that the volumes of the hippocampi of the twin subjects are preexisting vulnerability factors. This means that smaller hippocampal volumes are not caused by mere exposure to stress. There conclusion was based on the finding that there was no significant difference between the hippocampal volumes of twins who were and were not exposed to traumatic events (Gilbertson et al., 2002).      Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   In the next article however, no case study was conducted, but Perry (1997) explained the workings of the human brain in relation to exposure to violence. In Incubated in Terror: Neurodevelopmental Factors in the ‘Cycle of Violence’ In: Children, Youth and Violence: The Search for Solutions introduced the concept of a person’s adaptability to experience through a brief discussion of the process of development that began centuries ago. Perry traced the development of the human brain through a process called sociocultural evolution. Perry pointed out the human existence had long been pervaded by violence, which began from interspecies violence to interspecies violence, from prehistoric times. Perry believed that up to the present, different forms of violence, such as physical abuse, victimize of children. Thus, Perry sought answers on matters relating to the effect of violence on parents and children, particularly in the c ontext of neurodevelopment (Perry, 1997).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Perry discussed how violence affects children. This effect depends on various factors, such as the pattern and type of violence and the presence of support systems or caretakers for the child. Furthermore, Perry considered the age of the child an important factor that affects the child, considering that the human brain develops in a linear fashion, and certain developments only occur when a child reaches a specific age. Perry also believed that humans are capable of adapting to violence or trauma (Perry, 1997).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Perry also discussed the organization and function of the human brain. The brain has a hierarchical organization that functions to promote a person’s survival. Perry described that the brain matures throughout the life of a person. In relation to this development, Perry explained that there are factors affecting the process that lead to a child’s predisposition to violence. For Perry, violence is rooted in neurobiology, and factors that affect activity in different parts of the brain would affect a person’s propensity toward violence. Specifically, Perry explains that changes in the activity in the brainstem, such as stress, would increase a person’s propensity for violence (Perry, 1997).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Furthermore, Perry discussed different pathways to violence to which children may be exposed. Perry suggested that it is most dangerous when all different negative experiences, such as lack of care in childhood and physical abuse, combine and affect a child. Another important part of Perry’s observations are his discussion on the implications of the theory to the formulation of public policy. He purports that ultimately, the solution to problems of violence lie within primary prevention, through the transformation of violence (Perry, 1997).      In another article written by Perry (2001b), in â€Å"The neurodevelopmental impact of violence in childhood, in Schetky D & Benedek, E. (Eds.) Textbook of child and adolescent forensic   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   psychiatry, he discussed how violence affects the development of a child’s brain. Perry noted that violence pervades American society despite its many technological advances. Thus, while violence is abhorred by many, there are a few solutions presented for its avoidance (Perry, 2001b).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Perry noted that violence is multidimensional and complex. It has different effects, both on adults and children. In particular, Perry pointed out that violence causes fear in children, which has negative consequences on the neurodevelopmental changes of a child, such as causing a child to become more susceptible to being violent (Perry, 2001b).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Perry further noted that violence could be seen in various situations, such as in the home, community, school, and media. It seems that violence is everywhere. Most especially in the United States, violence can be seen in the home, as shown by statistics (Perry, 2001b).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Perry then discussed how the brain works and develops in general. He stated that the brain grows more complex with age. Such development may cause some areas of the brain, such as the higher, sub-cortical and cortical areas, to become less impulsive. In turn, this may cause the brain to have lower excitatory activity. These tendencies may lead to increased tendencies of an individual to become aggressive and violent   (Perry, 2001b).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Perry then noted the growing body of evidence supporting the position that the neurodevelopment processes of an individual’s developing brain is hindered or altered by exposure to violence. Thus, exposure to violence leads to the stimulation of responses from a child’s brain, causing alterations in the brain’s development and consequences as related to the brain’s function   (Perry, 2001b).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   A similar discussion on the effect of trauma on the development of the brain is provided by Perry, Pollard, Blakley, Baker and Vigilante (1996). In an article entitled â€Å"Childhood Trauma, the Neurobiology of Adaptation & Use-dependent Development of the Brain: How States become Traits,† the authors provided observations on childhood trauma and its effect on the essential functioning of affected children. The researchers theorized that a mature brain is born out of developmental experiences. Therefore, neurodevelopment is important, and this occurs in a very critical point in a human’s life, which is his childhood. However, neurodevelopment is disturbed by experiences that disrupt the brain’s processes of organizing information, such as traumatic experiences (Perry, Pollard, Blakley, Baker & Vigilante, 1996).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The researchers believed that given an understanding of the effect of traumatic experiences on a child’s neurodevelopment, that modifications in public policy and societal perspectives may occur. Therefore, more research should be undertaken to explore this field of study (Perry, Pollard, Blakley, Baker & Vigilante, 1996). Conclusion.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   All the articles provide insight on the relationship of various factors with children’s mental development. In particular, the articles endeavored and succeeded in analyzing data on the relationship between children’s brain development and traumatic events. There were detailed accounts on the specific brain areas that were affected by exposure to stress, such as the hippocampus and the brainstem. The time of exposure to trauma was also investigated to determine whether the size of a person’s hippocampus is predetermined prior or consequent to the exposure to stress. However, some of the articles did not discuss specific studies conducted that established the conclusions, but only discussed theories based on other studies. Therefore, more studies should be conducted, or more research made, to provide basis for some of the given conclusions. References Friedrich, W. N., Fisher, J., Broughton, D., Houston, M. & Shafran, C. R. (1998).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Normative Sexual Behavior in Children: A Contemporary Sample. Pediatrics    101(4). Retrieved February 23, 2008, from   Ã‚   http://pediatrics.aappublications.org/cgi/content/full/101/4/e9.  Ford, J. D. & Kidd, P. Early Childhood Trauma and Disorders of Extreme Stress as   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Predictors of Treatment Outcome with Chronic Posttraumatic Stress Disorder.  Gilbertson, M. W., Shenton, M. E., Ciszewski, A., Kasai, K., Lasko, N. B., Orr, S. P.,   Ã‚  Ã‚   Pitman, R. K. (2002). Smaller Hippocampal Volume Predicts Pathologic   Ã‚   Vulnerability to Psychological Trauma. Nature Neuroscience 5(11), 1242-1247.  Perry, B. D. (1997).   Incubated in Terror: Neurodevelopmental Factors in the ‘Cycle of Violence’ In: Children, Youth and Violence: The Search for Solutions (J Osofsky,   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Ed.). New York: Guilford Press,   124-148, Perry, B.D. (2001b). The neurodevelopmental impact of violence in childhood. In   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Schetky D & Benedek, E. (Eds.) Textbook of child and adolescent forensic   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   psychiatry. Washington, D.C.: American Psychiatric Press, Inc. (221-238) Perry, B. D., Pollard, R. A., Blakley, T. L., Baker, W. L. & Vigilante, D. (1996). Childhood   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Trauma, the Neurobiology of Adaptation & Use-dependent Development of the Brain: How States become Traits. Infant Mental Health Journal.      

Pro spanking in schools

Pro spanking in schools Introduction Pro spanking is a form of punishment that is encouraged by only a few in the 21st century; however this was a common practice in the early years. Those who advocate for corporal punishment, base their arguments on the need to discipline children, as an effective form of child rearing. Needless to say, pro-spanking is a debatable issue, which depends on how parents and teachers define this practice.Advertising We will write a custom essay sample on Pro spanking in schools specifically for you for only $16.05 $11/page Learn More For instance, some parents may define pro spanking as a mere slap, while others see the need to hit the child severally. Needless to say, in a society where crime rate is high, suspension alone, is not effective in cases of indiscipline in school; therefore, there is need to advocate for pro spanking as a form of discipline. This paper will discuss the importance of encouraging pro spanking in school. Advocating for pro-sp anking in schools Many countries such as the United States and Sweden have declared that corporal punishment has harmful effects on children; however these countries have suffered the consequences that arise from the ban of spanking. Kettle argues that since the ban of spanking in Sweden, child abuse rates rose over 500%, as a result the Swedish parents resulted to beating up their children, compared to the United States children, (Para 7). Deprivation of privileges and suspension as forms of punishment for children are not effective compared to pro- spanking. Pro spanking enables the child to understand the power of a teacher and his position. In addition, a child’s fear of pro spanking will act as a mechanism of maintaining discipline. The use of spanking in schools can only be effective when used appropriately as a disciplinary action; however over-using spanking may create a wrong impression for the student. Inflicting severe pain on a child, which leaves wounds and cuts is unacceptable and affect emotional well being of a child. However the correct use of spanking enables a student to understand his mistakes and avoid indiscipline practices. Millei, Griffiths and Parkers, emphasize on the need for behavior management, discipline, and management of the learning environment, therefore teachers result to different mechanisms of improving discipline, (2). As a result, discipline in schools maintains high standards, however it is important for the society to note the difference between pro spanking and physical abuse. Spanking causes pain to the targeted student, which aims at correcting his unethical behavior, whilst physical abuse involves use of force by an adult that can cause injury to the child, (Chang, Pettit, and Katsurada, 282).Advertising Looking for essay on education? Let's see if we can help you! Get your first paper with 15% OFF Learn More A study which involved interviewing college students regarding their attitude s towards spanking, revealed that: the respondents supported physical punishment in cases of indiscipline, (Chang, Pettit, and Katsurada, 282). Currently spanking is legal in several states of the United States, despite several critics facing pro spanking such as; a form of abuse, negative emotional effects and aggressive behaviors, discipline must be maintained. However pro spanking should not be misused, as it may create confusion among students, this traditional form of discipline should not be banned. Currently, it is the only method that can be successful, once used correctly. The book of proverbs 23:13 advocates for a child‘s discipline, whereby a guardian is encourage to embrace discipline, by the use of a rod, (Anthony and Canfield, 78). Refusal to embrace a child’s indiscipline practices, but instead administer punishment is a sign of love, once a minor learns that there are consequences for his actions; he will be reluctant to engage in unethical behavior. Whe n a child’s unethical behaviors are ignored by the school administration, there is a high probability that a child may not learn the importance of ethics; as a result, the possibility of delinquent behavior is high. Needless to say compared to other forms of discipline such as suspending, expelling or grounding a child, which all have short-term effects, pro-spanking has immediate effects and can be administered both in school and at home. When teachers administer pro spanking, wise students are capable of avoiding certain behaviors, which are likely to elicit punishment; in addition compliance from the child is fostered. Pro spanking in schools is a cost effective method of discipline, which does not require extra costs to maintain or administer, as compared to rehabilitation which may require high costs. Finally, a child can be disciplined with love at school, through the use of pro-spanking, when a teacher explains to the student the reason behind spanking, the student wil l avoid any behavior that could lead to the same experience, which inflicts pain. Conclusion Effective use of pro spanking in schools, fosters discipline, only if administered in non-abusive forms, which are safe and effective. When students learn that pro spanking can only be administered following indsciplinary actions, they will be in a position to accept the consequences of their actions.Advertising We will write a custom essay sample on Pro spanking in schools specifically for you for only $16.05 $11/page Learn More Needless to say, pro- spanking in schools must be handled with care, thereafter, positive character will be achieved in children. In addition, use of pro- spanking as a form of disciplining students in school, influences high grades, this is because the child is likely to devote his time on books, rather than in mischievous behavior. Anthony, Michelle and Canfield, Ken. A Theology for Family Ministry: B H Publishing Group, 2011. Web. http s://books.google.com/books?id=0rrYM8uOzm4Cpg=PA78dq=proverbs+23:+13+14hl=ensa=Xei=gXqKT43_IMrItAajleXaCwved=0CDoQ6AEwAg#v=onepageq=proverbs%2023%3A%2013%20-14f=false Chang, IJ., Pettit, Rebecca and Katsurada, Emiko. â€Å"Where and When to Spank: A Comparison between U.S. And Japanese College Students.† Journal of Family Violence: Springer Science+Business Media, Inc, (2006) 21:281–286.Web. http://web.ebscohost.com/ehost/pdfviewer/pdfviewer?vid=4hid=122sid=735efcc9-4f66-4944-9136-b3b2d06217b6%40sessionmgr14 Kettle, Theodore. Pro-Spanking Studies May Have Global Effect. NewsMax, 2010. Web. network54.com/Forum/198833/thread/1262937031/last-1263592600/Pro-Spanking+Studies+May+Have+Global+Effect Millei, Gregor., Griffiths, Tom, and Paerkes, Rebecca. Re-Theorizing Discipline in Education: Problems, Politics, Possibilities: Peter Lang Publishers, 2010. Web. https://books.google.com/books?id=79ujFPePbpkCpg=PA2dq=importance+of+pro-spanking+in+schoolshl=ensa=Xei=VGmKT8aiEcjcsg bL5bjbCwved=0CEgQ6AEwBA#v=onepageq=importance%20of%20pro-spanking%20in%20schoolsf=false

Free sample - The Economic Report. translation missing

The Economic Report. The Economic ReportNational bank of Kenya limited is a financial institution engaged in the provision of services such as banking, financial and others related to these. The bank owns two subsidiaries namely: Natbank Trustee and Investment Services Limited and the Kenya National Capital Corporation Limited (Kariuki 2010). This bank has encountered several problems over the last few years and the country’s central bank which monitors the operations of all financial institutions in the country has predicted that unless the bank changes tact, it will be bedeviled by the same problems over the next couple of years. These problems include demand and supply problems, economic problems, non performing loans portfolio as well as technology problems (Kariuki 2010). According to reports from the central bank, the bank’s nonperforming loans accounted for about 43.5% of the total loans in the month of June (Kariuki 2010). This was above the industry range which was estimated to be 15.8%. These nonperforming loans can be attributed to reckless lending policies. Statistics from the central bank also indicate that the bank has a huge revenue deficit of four billion Kenya shillings (Kariuki 2010). This deficit is to be settled through realized profits. Economists from the central bank however indicate that this may not be feasible as the bank is unlikely to issue dividends, a move that may see many share holders desert the bank hence a profit dive (Kariuki 2010). The bank’s total capital base as a percentage of total risk weighted assets has not reached the statutory threshold which is placed at 12%. Its estimated to be at 10%, a fact that makes payment of dividends further impossible. Due to the huge nonperforming loans, the bank decide d to go slow on lending, a move that saw many of its customers move to the less risky investments. These investments include but not limited to: Government securities such as treasury bonds and treasury bills (Kariuki 2010). Statistics from the central bank show that the bank’s loans to private households declined by 19.7% while lending to finance and insurance sectors reduced by 25.3% last year (Kariuki 2010). The central bank predicts a further reduction in these two for the next few years. The emergence of many micro-finance institutions such as K-Rep, Jamii Bora Trust, and Kenya Women Finance Trust, which have captured the low-end of the market has compounded the problems facing the bank further (World Bank [WB] 2010). This is because, these microfinance institutions offer lower lending interest rates on their loans hence attracting many unbanked citizens who may have been absorbed by the National Bank (Kariuki 2010). The location of these micro-finance institutions enable them to capture more customers. This is because they are spread throughout the country’s rural areas where majority of the unbanked citizens reside. The bank adopted a policy of high interest rates on its loans so as to cover their level of exposure, a move that greatly reduced the demand for the bank’s loans (WB 2010) The introduction of mobile banking by the country’s leading telecommunication company, Safaricom limited has also been a thorn in the bank’s flesh. Many people in Kenya who had not been captured by the banking world found it simpler to start accounts with the telecommunication company (Omwansa 2010). This is because of the convenience involved in carrying out transactions which involves simply the use of mobile phones. Mpesa is the name given to the mobile banking of the telecommunications company (Omwansa 2010). Mpesa customers are able to carry out transactions such as paying bills, money transfers, shopping in supermarkets using phones, and many more other transactions. The demand for accounts in this bank and others in the country is expected to reduce as more people jump into the mobile banking band wagon (Omwansa 2010). The problem is expected to get worse as more telecommunication companies in the country have emulated Safaricom. For instance, the country’ s second largest telecommunication company by customer base, Zain Kenya has introduced a similar mobile banking program called Zap (Omwansa 2010). Many banks in the country have introduced a technology that enables bank customers to manipulate their bank accounts using mobile devices. Failure by this bank to follow suit has made it fail to attract potential customers (Omwansa 2010). This technology allows customers to transfer money from their banks to their mobile phones which they can then withdraw through the telecommunication companies’ money outlets such as Mpesa and Zap (Omwansa 2010). This saves them the inconvenience of travelling to the banks to transact. The country’s third largest telecommunication company by customer base, Yu has also entered the mobile banking band wagon through its Yu cash. This has captured even more customers whose destiny would otherwise have been in the banking world (Omwansa 2010). The country has witnessed an explosion of pyramid schemes which have lured many citizens into depositing money with them. These schemes have convinced many people to withdraw money from their bank accounts which has led to a poor performance by the banks (Jack 2010). This is because, money which the banks could have issued as loans is now disappearing into the pyramid schemes. These schemes operate on a simple principle; people who bank with them first benefit from funds brought in by subsequent customers when their pay time comes (Jack 2010). If the number of people qualifying for payment exceeds the amount of money brought in by new customers, the owners of the schemes disappear with all the investments. If the country’s central bank doesn’t control the operations of these pyramid schemes, then banks are expected to suffer more in the next few years (Jack 2010). The economy of the country performed poorly in the last financial year as a result of a post election violence. This has also greatly affected the bank since the government is its largest shareholder . Poor economic performance also translates to lack of funds to put into bank accounts by the bank’s customers hence the bank is affected adversely (Jack 2010). If the performance of the economy is not turned around in the next few years, then the bank is expected to perform more poorly. The diagram below shows the likely demand and supply situation in the bank over the next three years. This is still the current situation. Reduction in supply has been witnessed since the bank has been forced to close down some of its branches due to the poor performance. The bank is expected to close more of its branches in future if the problems are not solved. Closing down of accounts coupled with the problems discussed earlier has led to a decrease in demand for the bank’s financial services. To turn around this poor performance, the bank should consider a number of solutions. Firstly, the bank should consider expanding to the rural part of the country in order to capture unbanked people from the low-end of the market (Jack 2010). The bank should also consider a reduction in its loans interest rates in order to increase the demand of the same (Jack 2010). The bank should also consider introducing a technology that would allow customers to manipulate their bank accounts using mobile devices. However, for the bank to keep a competitive edge over the others in the same line of production, they should do this differently. Instead of cooperating with the existing mobile networks, the bank can consider coming up with its own platform. This is because, the telecommunications firms are also themselves involved in mobile banking, so collaborating with them amounts to collaborating with a competitor. This can only be to the advantage of the competitor (Jack 2010). The bank should a lso reduce the requirements for opening an account with them. These requirements include minimum deposit, passports, ATM processing fee etc. while passports are quite important, the bank can consider purchasing cameras for taking the passports without charging the customer (Jack 2010). The bank should also consider increasing the number of marketers so as to capture as many potential customers as possible. Opening many ATM machines throughout the country would also go a long way in helping the bank turn around its poor performance. Lastly, the bank should pressurize the central bank to come up with policies which discourage the mushrooming of pyramid schemes (Jack 2010). This paper has discussed the problems afflicting the National Bank of Kenya. These problems have included: nonperforming loans, huge revenue deficit, competition from micro-finance institutions which offer loans with lower interest rates, low customer base due to failure to capture rural areas, competition from telecommunications companies which have invested in mobile banking, failure to take advantage of modern technology involving mobile banking and finally competition from rogue pyramid schemes. Solutions which can turn around this poor performance have also been discussed. These have included: expanding to the rural part of the country in order to capture unbanked people from the low-end of the market, introducing a technology that would allow customers to manipulate their bank accounts using mobile devices, reducing the requirements for opening an account with them, introducing more ATM machines and finally pressurizing the central bank to come up with policies which discourage the mushrooming of pyramid schemes.

Text analysis , written text , English linguistic and literature Essay - 1

Text analysis , written text , English linguistic and literature - Essay Example Instead, it addresses an issue that concerns survival of the humankind as a whole or ‘citizens of the world and not of this or that sect or nation’. From the words ‘To take an even more spectacular example, which is in everybody’s mind at the present time’, it may inferred that the essay was written at a time when the world, after having witnessed two world wars, lived in the grip of constant fear. For later generations, it can serve as an important source of indicative information on apprehensions of intellectuals that emanated from the scientific and political developments in the mid-20th century. However, on account of its highly academic nature of the content and the subtle style, the essay warrants a lot of effort from the reader to be able to fully comprehend precisely what is on the author’s mind. It is too hard to be understood in a single reading. Once understood, it may be said that the essay has the capacity to radically reorganize one’s paradigms in understanding the world, right from an insight into the precautions required to be taken by men of science engaged in research to a revi sed blueprint of religious and moral instruction. Though the essay offers the scope to learn wisdom by reflection and imitation rather than by experience, the fact remains that the ideals proposed by the author in the essay are so lofty that they could turn the world into a heaven if only the inhabitants of the planet imbibed the substance of such ideas. But it can only be a utopian dream for it is easier said than done to overcome the egoism of surroundings, senses and emotions. The first paragraph of the essay introduces the two questions the author intends to deal with, the first being ‘What is wisdom?’ and the second being ‘What can be done to teach it?’ The second, third, fourth and fifth paragraphs address the first question and provide a definition of wisdom as a combination of five factors namely comprehensive vision, awareness of the ends